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QA Engineer/Banking/ACH/Payments

Remote · USA Full-time New today

QA Engineer/Banking/ACH/Payments TROY, MI (Hybrid 3 Days in a week) 12+ Months Web Cam Interview $55/Hr on W2 or $60/Hr on 1099 We need: A senior (8+ years) QA engineer with extensive experience in Banking and Payments/ACH are a huge plus. Candidate Must Have's on a resume and for submittal:

  • How many years working with: QA Engineer
  • How many years working with: Banking
  • How many years working with: Payments/Wire transfers/ACH is a plus.

Job Description:

  • We are seeking a detail-oriented and experienced QA Engineer with a strong background in the banking sector.
  • The ideal candidate will have expertise in testing banking applications, with a focus on Wires and ACH payment systems.
  • The QA Engineer will play a critical role in ensuring the quality, performance, and reliability of banking software applications, working closely with development, business, and operations teams to identify and resolve defects.

Key Responsibilities:

  • Design, develop, and execute comprehensive test plans, test cases, and test scripts for banking applications, with a focus on Wires and ACH functionalities.
  • Perform functional, regression, integration, system, and user acceptance testing to ensure software meets business and technical requirements.
  • Collaborate with product owners, developers, and business analysts to understand requirements and define testing strategies.
  • Identify, document, and track software defects using tools such as JIRA, Client ALM, or similar defect management systems.
  • Validate payment workflows, including Wires (FedWire, SWIFT) and ACH transactions, ensuring compliance with banking standards and regulations.
  • Execute both manual and automated test scripts to validate software performance, scalability, and security.
  • Conduct end-to-end testing of banking systems, ensuring seamless integration between front-end and back-end systems.
  • Support release management processes, including smoke testing, post-deployment verification, and production validation.
  • Provide timely reporting of test progress, issues, and results to stakeholders and project teams.
  • Assist in developing and maintaining test automation frameworks to improve efficiency and repeatability.

Qualifications:

  • Bachelor's degree in Computer Science, Information Technology, or a related field.
  • 3+ years of experience as a QA Engineer, preferably in the banking/financial services industry.
  • Hands-on experience with Wires and ACH payment systems is highly preferred.
  • Proficiency in testing tools such as Selenium, UFT, JIRA, Client ALM, or equivalent.
  • Strong understanding of software testing methodologies, QA processes, and SDLC (Agile/Waterfall).
  • Experience with test automation and scripting languages such as Python, Java, or C#.
  • Familiarity with payment workflows, banking standards (NACHA, SWIFT, FedWire), and compliance requirements.
  • Ability to analyze complex systems and workflows, identify gaps, and provide testing solutions.
  • Strong analytical, problem-solving, and communication skills.

Preferred Skills:

  • Experience with API testing tools (e.g., Postman, SoapUI) for payment interfaces.
  • Familiarity with database testing using SQL for data validation and integrity checks.
  • Experience working with cloud platforms and CI/CD pipelines (e.g., Jenkins, GitHub Actions).
  • Knowledge of banking risk management processes and regulatory requirements.

Benefits:

  • Competitive salary and benefits package.
  • Opportunity to work on critical banking systems with cutting-edge technologies.
  • Collaborative and dynamic work environment.
  • This role offers a unique opportunity to apply your QA expertise in the banking industry while contributing to the quality and reliability of critical payment systems

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